There is no typical victim of ID fraud

There is no typical victim of ID fraud, as fraudsters are becoming unscrupulous and determined in stealing people’s personal information. It is therefore vital that consumers try to protect themselves the best they can from this crime.

Neil Munroe, external affairs director at Equifax, said, ‘Regularly checking your bank statements and credit reports are just two methods used that will alert individuals to any unusual transactions that would indicate fraudulent activity.’

In addition to regularly checking bank statements and credit reports, Equifax also recommend:

• Never leave personal financial documents lying around and be wary of those near you when doing online banking.

• No matter how much you trust your friends and work colleagues, never disclose your PIN number to anyone.

• Ensure your computer screen is password protected and always lock it when you leave it unattended.

• Make sure you wipe the history on your computer after use.

• If you are using a public computer, make sure you log out of sites rather than just closing the window.

• If you think you have become a victim of fraud, alert your banks and credit reference agencies immediately.

• You can notify CIFAS, which runs a Protective Registration service, and a notice will be placed on your credit file informing lenders that you may be at risk of identity fraud on 0870 010 2091.

• You can also call Action fraud for advice and support on 0300 123 2040 or visit their website www.actionfraud.org.uk.