Private Health Insurance can be complex. The experts from Usay Compare explain all.
What are the main types of insurance Usay Compare offer?
The four main types of insurance offered by Usay Compare are:
- Private Health Insurance, designed to work alongside the NHS by offering faster access to in-patient, out-patient, day patient treatment and cancer cover. It also includes a wider choice of hospitals and specialists.
- Life Insurance, where the policyholder agrees to pay regular premiums and the insurer agrees to pay a predetermined lump sum, or ongoing payments, to the chosen beneficiaries in the event of the policyholder’s death.
- Income Protection Insurance, designed to cover you if illness or accidents affect your ability to work. It provides a percentage of your wage (before tax) while you are unable to earn.
- Critical Illness Insurance, a long-term insurance policy, which covers against serious illness such as cancers, heart attacks or strokes, paying out a tax-free lump sum.
What is the difference between health insurance and life insurance?
Health insurance is an insurance product designed to provide fast and effective medical treatment outside of the NHS. Life Insurance provides a predetermined tax-free lump sum, or ongoing payments to a chosen beneficiary in the event of the policyholder’s death. Both health and life insurance policies can be compared through Usay Compare’s service.
How can I save time and money by using Usay Compare?
Usay Compare save you time by doing all the hard work of comparing health insurance policies for you. By understanding your needs, this means you’ll get the most suitable policy available to you at the best price.
Usay Compare can also help if you’re looking to switch or renew a health insurance policy, they save their customers an average of 40% on renewals, when they switch to a new insurance provider. (Statistics from average policy savings in the last 12 months for existing Usay customers that have switched at renewal.)
How can Usay Compare guarantee to find me the best price on the market?
With Usay Compare’s Price Match Guarantee you can rest assured that you will receive the policy for the best price possible. You will never get a cheaper price going direct. Their bespoke comparison technology allows their advisers to find the best deal.
Which insurers does Usay Compare deal with?
Usay Compare work with the UK’s leading health and life insurance providers, including:
AXA, Aviva, Bupa, The Exeter, Vitality, AIG, Guardian, LV and Zurich.
Can I get coverage for critical illness or loss of income from Usay Compare?
Yes, you can get cover for critical illness and income protection with Usay Compare.
Income Protection is a policy designed to come into play if you become ill or injured and subsequently could not work and provide for yourself and your family.
Critical Illness cover offers a lump sum payout on diagnosis of any of the specified critical illnesses covered by the policy.
How much will it cost me to get a quote from Usay Compare?
Getting a quote with Usay Compare is completely free and there is no obligation to go ahead with the quote. Their expert advisers will compare policies and explain everything you need to know. You’ll have as much time as you need to consider your next steps.
How is Usay Compare regulated?
Usay Compare is authorised and regulated by the Financial Conduct Authority (FCA), reference number: 478676. FCA regulation or authorisation ensures that the firm treats all consumers in compliance with the strict criteria laid out by the FCA.
What’s the story behind Usay Compare?
Usay Compare launched in 2008 and currently includes over 350 in their team. Their head office is in the beautiful Cotswolds, in South Cerney in Gloucestershire, with further offices in Bristol, London, Bournemouth, Taunton and Southampton.
Their mission is to empower the nation to make the important health and life insurance decisions that their future selves will be grateful for. To allow people to prioritise their health, secure their family’s future and get back to living the life they love.
Where can I find out more about Usay Compare?
You can find out more about Usay Compare and how to get a quote from one of their friendly, expert advisers here: UK Health Insurance Quotes | Usay Compare. You can also call them on 01285 701356.
